Listen folks, I know that it is hard to ask for assistance if you have never had to ask for it before. Pride can get in the way but remember this, help is out there and for good reason. It’s for people who have had a financial crisis. Just click on the links, then get their numbers and give them a call, or deal with them online if possible. They are very friendly and most understand your situation before you call.

We will be adding more as time goes by, and if you know of any helpful sites, for any state, please e-mail bankruptnooption@yahoo.com and we will add yours to the list.

Visit the “DESKTOP TOOLS” page for useful Daily Tools and applications.

Michigan Foreclosure Prevention Project , Help to save your home.

Kids Health Insurance , Government site for kids health insurance.

Homeless Shelter Directory , Find a Shelter anywhere.

Shelters , Find one near you.

Pets 911 , Animal shelters for your pets.

Google.com/Flushot , Find a Flu shot location near you.

Flu.gov , Find flu shots and information.

Safekink , Free government subsidized cell phone with free monthly minutes

Reachout , Free government assisted cell phone with free monthly minutes.

USDA , The United States Department of Agriculture. Food stamps and other assistance.

HUD-US , The Department of Housing and Urban Development. Housing programs and alternatives,  Section 8 low-income housing.

TANF , Temporary Assistance for Needy Families. Assists certain family needs.

HEAP , Home Energy Assistance Program. Help with energy bills.

National School Free Lunch Program , Provides Free lunches to students of low-income families.

Gov Benefits.gov , The Government’s site to find out if you qualify for assistance. Information on over 1000 Government assistance programs.

Supplemental Social Security , Assists financially.

Pantry Net , Nation wide food pantry locator. Call the pantrys, follow their rules and you can save hundreds on your food bill each month.

Food Pantrys , Locate food pantries near you, nationwide.

USA.GOV , The governments official site for government information. This may lead you to some kind of help.

Making Home Affordable.gov , The governments official site for help with home mortgages.

United Way 211 Call Center , 2-1-1 provides free and confidential information and referral. Call 2-1-1 for help with food, housing, employment, health care, counseling and more.

HRSA Find a Free Health Care Center , Federally funded health centers care for you, even if you have no health insurance. You pay what you can afford, based on your income. Health centers provide—————

  1. checkups when you’re well
  2. treatment when you’re sick
  3. complete care when you’re pregnant
  4. immunizations and checkups for your children
  5. dental care and prescription drugs for your family
  6. mental health and substance abuse care if you need it.
  7. Health centers are in most cities and many rural areas.

The New Displaced Workers Guide , Mich., Food, Clothing, Health, Shelter, ++

Michigan Helping Hand ; Michigan help for Unemployment, Housing, More.

Moving Labor Professionals ; Hire moving helpers Nationwide.

(NOTE; There are many small groups and organizations helping people out with everything. Many are not listed on the national sites that we try to provide.

Therefore, you need to search for those smaller groups specifically and include the nearest major city and state in your search words. Example….clothing for the homeless, toledo ohio)

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