POST YOUR QUESTIONS IN THE COMMENTS FORM BELOW. If Someone Doesn’t Ask, Then No One Will Ever Know!

Besides, you may help someone who was afraid to ask the same question.

Please, if you have an answer for someone, then help them out by REPLYING to their question.

  1. bonney
    May 3, 2010 at 10:05 AM

    Hi my name is Bonney and have outreach wireless and i need to switch to a diffrant verizon phone. I do really like the idea of a phone around all the time for free.

  2. Bankruptnooption.
    April 16, 2010 at 11:09 PM

    Dial 1800- SAFELINK or go to http://www.safelink.com and follow the instructions.
    Hope this helps you.

  3. Janet
    March 15, 2010 at 8:58 PM

    A family member recently gave me a cellphone that they are no longer using. Can I have my minutes and phone number turned over to this phone?

    • bankruptnooption
      March 15, 2010 at 10:13 PM

      Hi Janet,
      Probably not. Each cell phone has different operating programs and each provider only deals with certain brands of phones. The one your relative gave you probably won’t work on your providers system. You should call them to double check though.
      It can’t hurt.

  4. Marilyn
    March 4, 2010 at 8:40 AM

    I received my free phone from REACHOUT WIRELESS, but my phone will not come on. I let it charge for the whole four hours plus some more. But it still will not come on. What do I need to do about gettin my phone replaced? Thanks for the help.

    • bankruptnooption
      March 4, 2010 at 5:47 PM

      Call your provider from another phone and tell them the problem you are having. It’s possible they sent you a dud. Be sure you are hold down the red button to turn it on or off, and hold it down for several seconds.
      Hope this helps.

  5. Jeana
    February 19, 2010 at 3:12 PM

    I have a safelink phone but it gives you very few minutes a month. I would like to know if i can get the other free phone and cancel the safelink? I have called Tenn care today and was on hold for 40 minutes and now i have none left and still didnt get to talk to anyone. I need something with more minutes. Thanks

    • bankruptnooption
      February 19, 2010 at 7:17 PM

      Approximately One Hour and 8 minutes of talk time a month to be exact. As far as I know they all give close to the same amount of time.
      Moneys Tight. is just here to pass on things that can help. To find out if you can change providers you have to call both of them and ask them before you decide to cancel, otherwise you may cancel and the other one may not let you enroll.
      Hope this is of some help.

  6. TOM
    January 20, 2010 at 1:07 PM



    • bankruptnooption
      January 20, 2010 at 6:14 PM

      Hi Tom,
      I am glad you like the phone, and glad we could help! Moneys Tight. is not affiliated with any company and does not receive a penny from any companies offering the free phone. I started this blog to be a means of help for a lot of people who have been laid off and are hurting. It’s quickly becoming a place full of information that will help anyone going through tough times. From apple pie to unemployment, we are working to cover it all and we throw in a little humor and some good reads as stress relievers along the way.
      #1 I am not familiar with all the models of phones the companies are giving out. Some you can leave on charge, some you can’t. Call the company that sent it to you and ask them directly, they should know. Until you find out, do not leave it plugged in or you could ruin the battery. Just plug it in when it gets low and then unplug it when it’s charged for now.
      #2 Different companies add the minutes at different times of the month, but each company will always put them on around the period they choose. The companies say to leave the phones on during that time so you get the minutes, but if the phone is off and you turn it on after they added minutes, they usually are added to the phone then. Call your provider and ask them what time of the month they add them and leave it on each month during the time they tell you.
      Hope this helps.

  7. Louann
    January 19, 2010 at 11:18 AM

    how do I check to see how many minutes I have left on my phone?

    • bankruptnooption
      January 19, 2010 at 6:05 PM

      On the Safelink Wireless phone it is always on the top of the display. On the Reachout Wireless phone I don’t know. You can call your phone provider and ask them. When you find out please come back and let us know.

  8. denise
    January 18, 2010 at 7:05 PM

    my phone isnt charging and i dont know what to do…i tried calling the number 1-877-870-9444..but it isnt helping me to charge the phone..but i cant afford to send it back because i dont have any money..so is there a way for me to get my phone to charge properly because its not working at all….

    • bankruptnooption
      January 19, 2010 at 7:22 AM

      When you call you have to select a number to speak with a representative or just wait on the phone and you should get a real person. If it asks you if you have a touch tone phone select no. Use the rotary phone option to get through. Tell them your problem and they can direct you on what to do.
      In the mean time try blowing in the hole that you plug the charger into and make sure there is no lint or dirt in it. That would stop it from charging also. Then try it again and wait a minute after you plug it in for it to start charging. Sometimes they take a moment to start.
      Hope it helps.

  9. quanda
    January 14, 2010 at 5:15 PM

    I doesn’t have any minutes on my phone when is the next time they put them on there

    • bankruptnooption
      January 14, 2010 at 6:02 PM

      The companies providing the phones add their minutes at different times of the month. Some add them during the first few days and others during the middle days of the month. One thing is certain though, all of the companies have their own set time to add the minutes and they will do it the same time every month no matter when they do it.
      So if you don’t get them by the 20th then wait until the first week next month.
      If you can afford it and need the phone real bad, than you can purchase a phone card with minutes for your phone at most convenience stores and many gas stations, while waiting.

  10. November 10, 2009 at 7:16 AM


    Submitted on 2009/11/10 at 12:12am

    I am disabled, and am on the lowest payments that they offer. I only get $30.00 in food stamps per month, and what is left after paying all my bills isn’t that much either. I guess you can say that I am lucky to get Medicare & Medicade to pay for my medical, but the Medicare part D. does not pay for all of the prescriptions and I get, about 15 different ones each month. Also this year the price of the co-payments have gone up, which leaves me with less money, plus I now have to pay another co-payment to the insurance company and I think it goes up every year too. I am bearley making it as it is. Last year around Sept. I didn’t have to pay anymore co-payments, until January of this year. They give you an amount that you have to pay per year in order to no longer have to pay their co-payments. No such luck this year… Next year it goes up to over $4000.00 before I don’t have to pay the co-payment, also the co-payment’s will also go up. I don’t know how I am going to make it, due to this. There is a bus to take me to the store, but I need a cell phone to call them when I am done shopping so that I can get back home..

    • bankruptnooption
      November 10, 2009 at 11:02 PM

      It is a shame that the insurance companies are doubling their rates and increasing their deductibles and co-pays, that’s what happened on this end, same as you. I don’t know if prices are going up just because of the recession but if they don’t stop soon many people who even have a good income will be in trouble also. Something has to give soon.
      You can click the following links to our Free cell phone articles and then click the links in the articles to sign up with them. You can only pick one and if one turns you down try the other one.
      Good luck and Hopping for better days. Here are the links to the Free phone articles. You should qualify if your state participates.
      Safelink article.
      Reachoutwireless article.

  11. Zerita
    October 28, 2009 at 10:59 AM

    I locked my telephone by mistake, and i don’t have the code to unlock it. The previous owner must have installed an unlock code because i can’t unlock it. Could you please tell me what to do to unlock the phone?

    The telepone i have is a LG verizon phone with the camera on it.

    • bankruptnooption
      October 29, 2009 at 6:15 AM

      Hi Zerita,
      Try unlocking it with one of the following: The area code and phone number but don’t put in the 1 first.
      The last four digits of your number. The last seven digits of your number. Try 0000 or 000000.
      If none of these work for you, call your service provider and they will help you unlock it.

  12. August 20, 2009 at 2:33 PM

    I am disabled and live with a parent. How do I qualify? I am collecting unemployment and food-stamps, also disabled.

    • bankruptnooption
      August 22, 2009 at 12:35 AM

      Guessing your question was for the Free Phone. You may qualify because you receive food stamps. Each state has different qualifying factors though. Go to SAFELINKWIRELESS.COM and follow the directions to see if you qualify in your state. Remember they only allow one phone per household, no matter how many people live in the home and qualify for one.
      Sorry if your question was about something else. If it was please let us know.

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